Does anyone have Insurance recommendations for a Jet Ski?

I am facing a little challenge getting insurance coverage for our jet ski (Seadoo) - does anyone have experience? My Homeowner's won't let us out on HO Policy- they say it is a leisure item they will not entertain. I can start a new policy just for the jet ski, but the premiums are outrageous. Any thoughts? Advice?

MANY THANKS
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I used to have one, but my parents took care of all of that... been a long time..... *sigh* loved those days LOL
I've never heard of that before - I'm guessing they would lump skies with four wheelers and stuff - and I don't think they have insurance for those either.

I guess just try to be careful. :( How much do jet skies cost?
Every other person in Michigan has one, what with us being the Great Lakes state and all. We can get boat specific insurance but it isn't mandatory. Can you branch off of your vehicle policy?
They will not let me branch off Vehicle Insurance either.

Jet Ski and Trailer value close to $10k, and it is an item I want insured...

Any other thoughts/suggestions would be appreciated!
Here's some on google. Hope they help!

http://www.google.com/search?hl=en&q=in ... jet+ski%22
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