Rear Leg limp that comes and goes

Oliver is my love and joy. I got Oliver from a breeder when he was 10 weeks old. I notice a problem with right rear leg at about 10 months old limping would come and go. Took to my VET. Was told to young for hip problem maybe sprain ACL. Put on meds to reduce any inflammation. Oliver seem to do better for a while, but limp returned. Would come and go. I was afraid Oliver would tear the ACL. So took back to VET. right after Christmas. They put Oliver under for told exam with x-rays. I was in shock when I was told results of exam.
Was told by VET. Oliver has swallow hip sockets. Will need hip surgery at about Three or Four. Cost would be about four thousand per. hip.
Told VET. I was going to notify breeder. He stated can't certify until Oliver is 20 months old.
As I stated Oliver is my love and Joy, I wanted to tell breeder only for breeding purposes. Me and Oliver will do are best.
My question is can I still get medical insurance for Oliver and not state a hip problem because the VET. is only guessing and would not know until Oliver is twenty months old.
Thanks DWM
Respond to this topic here on forum.oes.org  
Get copies of the xrays and have another vet give you a second opinion. Re-xray if necessary. And ask 4dognight here about unnecessary hip surgery on her dog Guinness. Definitely let the breeder know in writing what you find out.

Chances are it may be bad news but maybe not. Different vets manage things differently. Personally, I'd find out if there is anything else to be done before opting for surgery.

Sorry, I can't help with the insurance question. Seems like you'd have to check various pet insurance companies for their coverage options.
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