ROTTEN ROTTEN CITI
A POX ON CITI!!!!  Nancy G |
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So glad you won, it's not easy for the an individual to win their case against banks!  |
| I think you looked just fine especially for what you've been thru. What's the status of fighting them on the fees and attorney fees for something that was clearly their fault? |
| Good for you Nancy! You looked great! Happy New Year! |
I'm glad you can move on from this nightmare! I'm so happy for you; you've been through hell on this!  |
Fingers crossed for you, Nancy!!!  |
Well done & congrats     . It will be a good 2012 for you. Are you still paying by cheque. If so you should change the way you pay them. Talk with your band & set up a direct debit or a standing order. |
| I can only imagine how gut retching, upsetting... there are probably no words that really come close to the emotions that you went through trying to get this injustice righted.  I'm SO happy for you, Nancy. You're now ready to start a fabulous 2012!! |
| I'M really glad you have gotten this far Nancy and that your home is secure, for now. Enjoy your home, rest and recover as best you can but forever stay alert to their deceitful business practises. Clearly Citi is setting the groundwork for another foreclosure attempt in not providing you with your statement on time. Keep your media, own bank and AG office contacts close at hand and primed to assist you again. Is there any way you can make your mortgage payments directly through your bank and get transaction receipts for every payment to avoid even the most remote appearance of missing or late payments? Second time around they will be "able" to cite "precident" - yes total BS but they will bend over backwards to spin it into looking legitmate. They have the money, personnel and time to do this knowing that you and virtually all other custmers don't. It's like city hall, they have your money and will use it against you! I know I sound like a doomsday warning but these big financial firms are never gracious in defeat and just lick their wounds in a corner, they will bide their time (short amount of time) and then come back at you again with "all guns blazing" even more intensely than before. Notarized records and receipts of payments, all of them date stamped, will be the only protection you will have. Better yet is there any possibility to re-mortgage your home with another bank or possibly even your own bank and have some sort of clause preventing them from selling it to a third party? Best Cheers, Happy New Year. Carl |
| Maybe paying in person each month at a bank taking along a witness and getting documented and photographed evidence is a way to be secure, a pain in the rear for sure, but with businesses controlling polititions and getting the law on their side, they cocked up - where is the redress for all the stress and defamation of character they have caused you? Funny how for Joe or Jane Bloggs an applogy should be enough from a company but for companies they have the right to take the shirt off your back! |
I am now making ALL payments electronically!!! AND will do the print out. I did tell the AG's office I am aware there is a target on my back and I don't trust citi, as well as I believe nothing is to prevent them from coming after me again. All are AWARE. There is no office I can go to plus I think it would be dangerous for them to have me in one of their offices I also would not put it past them to sell my mortgage off asap just to get rid of me.A problem there is the crooks will include their BS foreclosure and legal fees. Believe me, I will be very vigilant. Don't turst these bass turds as far as I can spit, which is all over my chin  I have another plan in mind regarding the fees since the AG's office has stated they can't make citi do anything, but will continue to work on it. It isn't bad enough they received an extra payment, 8 instead of 7, stating I didn't make it. Yet I have the cancelled check!!!!!! Oh well....................I'm not letting it totally pass. I will also file the complaint with the OCC. I do want to thank everyone here for the encouragement and support with this nightmare situation. I feel truly blessed and hope NOBODY ELSE ever has to got through this, no matter who the lender is. ROBOSIGNINGThank you all again, and Carl, I am heeding your warnings. I maybe crazy, (having sheepies makes you that way  ), but I'm not stupid and I think citi underestimated me. |
| This experience must have been truly horrible for you! I wasn't tired of hearing about Citi as I hadn't even known this was occurring and this was the first time I read about it. (That comes from my absences off and on the past couple months). I understand fully the ordeal and helplessness at times of going against a larger corporation and sadly sometimes being 100 right doesn't always cause the other side to see it our way. I would have offered my support and being a sounding ear for you sooner. We experienced the loss of a substantial amount of money when we remorgaged our home and hired a contractor, paid him as jobs were being completed and he in turn never paid any of the subcontractors who then sued us, placed a lien on our home and we are still awaiting trial after spending up to 7,000 on legal fees. Plus even more to fix our house to fix some of the damage he did. The contractor whom were had paid faithfully left the job when we found out he hadn't been paying all the subcontractors. Plywood covered our exterior walls last winter and it took more monies just to make our home liveable. Perhaps the most frustrating of all is that we have to pay back a loan which we take us 10 years to payoff and our house was ruined in the process. Next will be going after the contractor but we've been quoted as 15,000 more in legal fees and he has nothing left. Urg!!! I go through periods where I feel so frustrated with this moral dilemna. Anyhow this post is about you and not me but I wanted you to know I truly understand the feelings you must have been experiencing for many months. Nancy, I admire your perseverance and the willingness to see it all the way through. Citi bank should be paying you for all the stress they put you through. To have possibly lost your home in what is their mistake is mind boggling! I am so happy that your outcome ended reasonably well. You looked beautiful during the interview and at one moment when your eyes well up - everyone viewing it couldn't help sympathize with you. If it could happen to you - it could happen to them as well. What happened to profuse apologies and the stress they put you through due to their ineptness (if there such a word). I think a swear word would be appropriate in case it isn't. Hugs to you and the furkids. |
| Glad that the foreclosure is stopped and really hope that the fees are removed as well. I can only imagine how frustrating all of this was. But good for you for pursuing this so rigorously. Not everybody would have the strength and stamina to keep fighting. |
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