Prepaid cremation???
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| Years ago, my sister worked at a cemetery at night selling plots.. I would think you could go to a funeral home and ask about prepaid cremation. I don't think its as unusual as you think. |
| Todd's grandma had hers all prepared and paid for before she died. The urn picked out, where it was to go, the whole thing.
She had her obituary written as well - didn't trust anyone else to get it right!  |
Yes, there are prepaid cremation services. Check the company....how long has it been in business, etc. Many mortuaries also offer a prepaid low cost cremation. You basically are buying an insurance policy to be claimed later. You don't even need to get an "urn." The cremains come in a plastic bag inside a nice, simple cardboard box. My step father had his all prepaid and requested no urn, no burial. His son took the cremains and will dispose of them (or already has) probably on a golf course  |
Paula O. wrote: I want to propose prepaid cremation
I assume this would be after he dies - what  I have siblings  . there are days ........ 
actually like all the rest of the responses, it is like any other prepaid burial arrangemsnt. when my uncle died I got to see that operation at work - just pick a reliable insured company. |
| Look into the Neptune Society and see if they operate in your state. My mom paid her cremation years ago.
L |
| Thanks for the lead to the Neptune Society. I think the major snag here is that Mom wants to pay for his cremation but he doesn't know about it. It looks like that can't be done--guess he would have to give his permission in advance. And nobody knows where he is.
I promised my mother that I would take care of this since my other siblings refuse to speak to this brother. But I told her I won't be financially responsible, so we need to figure this out. I'm willing to make the arrangements but I'm not paying for it! |
| she could put the money in a cd for that purpose. You don't need his permission later on. |
| Any funeral home can "pre-arrange" for either cremation or burial. Both my parents arranged for and prepaid for their funerals many years before they died. They didn't want family arguing over arrangements, and wanted it done "their way". The funeral home will arrange for either burial or cremation , which ever you chose.
I am not sure if the person being buried actually has to sign papers at the funeral home. Of course an alternative is to donate the body to a medical university, which on death the next of kin has the right to do. The only expense associated with that is transport to the school (the family pays for that). The body is used for education and when the school is done (usually an academic year) the school pays for cremation and returns the ashes to the family. |
Tasker's Mom wrote: Of course an alternative is to donate your body to a medical university. The only expense associated with that is transport to the school (the family pays for that). The body is used for education and when the school is done (usually an academic year) the school pays for cremation and returns the ashes to the family. this is my husband's choice. can you say "cheap?" |
| I think it is an admirable thing to do!!!
Last semester I had to study gross anatomy in the Syracuse University Pathology lab. I was very impressed with the way the school handled their cadavers. |
believe me he is making the choice because of the price 
but I agree I toured Upstate medical last year and although we didn't get to the cadaver lab - to the dismay of some of my younger colleagues - the hospital senior management was very thoughtful about the donors. they even have a ceremony if I remember correctly. |
Tasker's Mom wrote: I had to study gross anatomy Hmmmm.... I don't think name calling is very respectful... |
kerry wrote: believe me he is making the choice because of the price
but I agree I toured Upstate medical last year and although we didn't get to the cadaver lab - to the dismay of some of my younger colleagues - the hospital senior management was very thoughtful about the donors. they even have a ceremony if I remember correctly. Yes they do. At the end of the semester. A group of 4 students share a cadaver for the year. The Cadaver lab is very impressive. |
| see if it can be prepaid as a "gift" thru Neptune Society? The point of paying it now is that it will be cheaper as time passes prices increase and you can "freeze" the price by prepayment. Also you could find out if it can be transfered from one name to another at a later date, so have her pre-pay for yours and then you transfer it to him in the event of his passing. Just some thoughts on how you can get around having him a) know or b) sign anything. The CD idea is good, but it would have to make the amount of interest to cover the rising costs of living or in this case dying??? Not that it's a matter to smirk at, but I understand. My mom wants to be cremated and have no service. This is her wish and I will abide by it, I know many will think I'm cold when I have no service to "honor" her, but I want to do as she wishes. When I receive the ashes, I fully intend on letting her remains go to the wind, perhaps a little at a time.... I don't know, but like she say's funerals are for the living... |
| I forgot to mention that I thought that was a great suggestion about being a learning tool at a Medical School. Really not bad idea at all. |
| Do you know where your brother is? If not, contact a mortuary and ask about prepaying and then having that money available wherever he ends up. Explain the situation, I'm sure they've dealt with something similar. My FIL repaid his cremation 15 years before it was used.......so not like an immediate situation.
Also year's ago a friend's son was getting ready for hospice and they wanted him to prove he had prepaid funeral....which he had done. I thought it strange, maybe it concerned families arguing at the end, who knows. |
| Think mortuaries & funeral homes offer gift certificates? Could you imagine getting that for Christmas?
you can take out an insurance policy on him and use that money to pay for the arrangements when the time comes. |
| With a card saying "Thinking of you" ? |
| My deceased inlaws both had their cremations "pre-paid". I think they thought it was wise because prices would only go up but who knows what their motivation really was...
I do have to add that a local long time funeral home went out of business and a lot of people that prepaid for their funerals ended up not having that option!! Some of the people never even found out before they died and it really left their families in a bad position. |
| I'm a licensed funeral director and yes you can pre-pay for a cremation. All you have to do is make an appointment with your local funeral home. One question that is important however is, is your mother your brother's next of kin. Because cremation is such a final form of disposition, only the legal next of kin can authorize. Even if your brother signs the authorization himself now, our funeral home would still require the next of kin to sign the authorization at the time of death.
Make sure your funeral home is reputable, we either place our preneeds in a CD at a local bank, or we place them into our state run funeral trust. We have to register every preneed in the state with the Attorney General and each year every funeral home is audited to make sure things are on the up and up. If you have insurance, you can have the funeral home named as the collateral assignee of the policy also. Every preneed should be transferable to any funeral home...no matter where you are or if they go out of business. If you have any questions, please feel free to pm me. |
| WELL HA!! There ya go, right from the horses mouth, so to speak |
TylersMom wrote: see if it can be prepaid as a "gift" thru Neptune Society? The point of paying it now is that it will be cheaper as time passes prices increase and you can "freeze" the price by prepayment. Also you could find out if it can be transfered from one name to another at a later date, so have her pre-pay for yours and then you transfer it to him in the event of his passing. Just some thoughts on how you can get around having him a) know or b) sign anything. The CD idea is good, but it would have to make the amount of interest to cover the rising costs of living or in this case dying???
Not that it's a matter to smirk at, but I understand. My mom wants to be cremated and have no service. This is her wish and I will abide by it, I know many will think I'm cold when I have no service to "honor" her, but I want to do as she wishes. When I receive the ashes, I fully intend on letting her remains go to the wind, perhaps a little at a time.... I don't know, but like she say's funerals are for the living...You would be surprised how many people do not want memorial services. Both of my in laws died within a very short period of time of each other and both had requested cremation, not to be laid out or a memorial service....so my hubby and his sisters and brother abided by their wishes. |
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