Pet Insurance?
Karen  |
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| good question. i would like to know the answer to this too. |
| I opted not to get pet insurance after doing some research. It was rather expensive ($30 per dog / month) and won't cover any previous conditions. There's also alot of stipulations with "genetic problems" and getting them to honor the coverage for those (someone else on the OES List had insurance for their dog and it didn't cover their illness because they said it was genetic).
My sister, Kyle, has it for her youngest basset hound, Mosi. However, she only got it after she spent $3500 on surgeries / vet care when he was about 10 months old (he ate a toy/rock and had a blockage and punctured intestines!  ) She has it through Veterinary Pet Insurance.
Kyle has found it to be worthwhile - although they will NOT cover any additional gastrointestinal problems / issues. The insurance covers part of Mosi's routine physical and vaccines, some of the cost of meds (heartworm preventative) and neutering, etc. He has to have two tumors removed in a couple of weeks - and they should cover a portion of that as well. Hopefully, they will not be anything serious! Knowing Mosi, she's bound to get her money's worth! He's been a nightmare - and has done my sister in! 
Kristen, Presley & Sydney |
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