Cracked windshield...
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| Unfortunately - no they can't be held liable. It is considered to be road hazard.
However, if you are driving behind a vehicle that is hauling say furniture, crates, etc... and that falls off and hits your vehicle - they are liable for that. |
Nope... Alberta insurance would be broke, if that was true. There is window insurance on our cars here(EXTRA) and not worth it is can be pretty high. Not sure all what t covers. We had a cover(From the back of someones truck) come off in a wind storm and smashed into our van ALL PARKED. Our van insurance did not cover it but our house insurance did  Due to high winds? Yes, it can get the windy here. |
| I don't know, but if you got the name and plate of the truck, I don't think they are allowed to CREATE road hazards!
It would make sense that they are ersponsible to cover their loads and to wash down their trucks to prevent debris from entering the road system. But the law isn't designed to make sense I guess. |
| In Pennsylvania it is a law that trucks must cover their load and I know most insurance companies here do ask for the truck's information and go after the company. |
| I didn't get their info, so I can't contact them anyways, but I was just wondering in general, I guess. Like I have a tiny little chip in my windshield from a few years ago and the state inspection people said that if it got any bigger they wouldn't be able to certify my car, which sucks because then I'd have to get a new windshield, which I'm sure is pricey--and this new crack I'm worried that they won't certify me.
Their load was 'covered' by a flapping tarp |
| Most car insurance policys cover windshields, though. You may have to pay your deductible or a flat fee. I think mine was like $50 and they came out to my office to do it while I was at work. Not too bad of a deal. |
| My insurance covers windshield replacement, as well as rock chip repair.
I was a bit leery of the rock chip repair (thinking they were trying to get off cheap!) but it really works!! If you get it in before the crack starts, it works wonderful. In the past with my older vehicles, I was actually glad to get a crack, because I got a nice new windshield. Those little pock marks from an older windshield are not safe - especially when driving into the sun.  |
| I picked up my new car on a Thursday, and that Saturday I was on a local highway and my windshield got cracked from a stone flying off the road from the work van in front of me. Not from their load, mind you, but just a random stone from the road.
My insurance company has a flat $100 fee for windshield replacement, and like Tammy's, the company would either come out to your home or place of work to replace it. |
The same thing happened to me when I lived in VA Beach. I got the vehicle info, called the company, and told them when, where, who, and how. Two days later, my windshield was replaced as I watched from the front porch. N/C.  |
| We own three vehicles. All three have rock chips in the windshields! The one time we actually had a crack, the guy came out and replaced it in my driveway and it was covered under our insurance. |
| In Maryland vehicle loads also have to be covered, and large trucks have to have mud flaps. If you get the tag # and report it to your insurance our's will not charge a $25 deductible it if you have the vehicle info. I got hit by a snowball that really cracked the windshield, it also was taken care of by a $25 deductible. |
| It's hard to prove if the stone came from the truck's load, his chassis or just a misc stone on the road. I had chips repaired when I went to the car wash. They were set up after the wash, contacted my insurance as the car was being washed. I still had to talk to the insurance company to verify the claim. Took just a few minutes to stabilize the chips. They are still there, but at least they won't crack (hopefully). |
| I know someone who got a cracked windshield from a truck in front of them. They got the plate # and the name of the trucking company and reported it directly to them. The company reimbursed them for the windshield so I think it's worth a shot trying to contact the trucking company. |
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